Instalment Consolidation
One of the crucial aspects of your life involves your financial position and money management. You can’t always control the turns and curves along your journey, but how you respond to your reality makes all the difference especially when it comes to your financials.
Do you want to:
Simplify your payments?
Improve your cash flow?
End collection calls & threats?
Benefits you’ll gain via our Instalment Consolidation:
- NCR-guided process.
- Immediate cash flow relief.
- A proven solution to get up to date with your debt obligations and accounts.
- A single and affordable monthly installment.
- Significant reduction of debt repayments and interest rates, saving you thousands of Rands.
- Receive asset protection while repaying your debt.
- No more harassment phone calls from credit providers – let your Debt Counsellor deal with them.
- Structured payment plan and timeline to suit your needs and affordability.
- Service your living costs anxiety free with your newly reworked budget outline.
- Protection against creditor legal action.
- Appointed, dedicated and NCR-registered Debt Advisor to guide and help you journey
through the process (from application to completion).
- Credit Score restoration opportunity upon completion of the process.
Our Instalment Consolidation Journey Map for your Success!
Frequently Asked Questions
What is Instalment Consolidation?
How does Instalment Consolidation benefit me?
- Immediate cash flow relief.
A single, affordable monthly instalment. - Significant reduction in debt repayments and interest rates.
- Protection of your assets (house and car).
- No more harassment calls from credit providers.
- A structured payment plan tailored to your needs and affordability.
- Protection against creditor legal action.
Who oversees the Instalment Consolidation process?
Can Instalment Consolidation help me if I have multiple credit accounts?
Will I still be able to cover my living expenses while under Instalment Consolidation?
What Our Clients Say
I would like to thank Miss Lerato Motau for the explanation and excellent customer service in helping me with my financial issues. She has guided me, suggested what my plan was and what I can afford, sent me the Debt Review application forms to fill in, and guided me, explaining everything that your company does and what you offer.
Nomaswazi
Hi… You guys are a great team of professional (Debt Review) advisors. The consultant I spoke with was very helpful and great service is very rare, I would like to say thank you so much for the advice and hope you guys keep on doing this to everyone .. YOU’re Awesome!
Nosiphiwo
Lerato Motau, from CreditSmart, is an exceptionally professional individual. She not only understands debt, but she also understands people. She is quick to respond to enquiries and goes the extra mile when required. Debt Review – a difficult process for customers made a little easier when staff of this calibre are helping us. Excellent!
Storm
I was assisted by David Chanza. A very helpful and patient gentleman who took his time to get me an accurate quotation and to explain what the (Debt Review) process would entail.
Pearl
You had me bursting out in tears when my clearance email came through… THANKS BE TO GOD. Dealing with CreditSmart has been a true blessing and walking this Debt Review journey with CreditSmart has been the best decision I have ever made. Thank you for treating me with so much respect and dignity.