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Instalment Consolidation

One of the crucial aspects of your life involves your financial position and money management. You can’t always control the turns and curves along your journey, but how you respond to your reality makes all the difference especially when it comes to your financials.

Do you want to:

Elevate

Simplify your payments?

Elevate

Improve your cash flow?

Elevate

End collection calls & threats?

Benefits you’ll gain via our Instalment Consolidation:

  1. NCR-guided process.
  1. Immediate cash flow relief.
  1. A proven solution to get up to date with your debt obligations and accounts.
  1. A single and affordable monthly installment.
  1. Significant reduction of debt repayments and interest rates, saving you thousands of Rands.
  1. Receive asset protection while repaying your debt.
  1. No more harassment phone calls from credit providers – let your Debt Counsellor deal with them.
  1. Structured payment plan and timeline to suit your needs and affordability.
  1. Service your living costs anxiety free with your newly reworked budget outline.
  1. Protection against creditor legal action.
  1. Appointed, dedicated and NCR-registered Debt Advisor to guide and help you journey
    through the process (from application to completion).
  1. Credit Score restoration opportunity upon completion of the process.

Our Instalment Consolidation Journey Map for your Success!

Frequently Asked Questions

What is Instalment Consolidation?
Instalment Consolidation, also known as Debt Review or Debt Counselling, is a debt solution introduced by the South African government through the National Credit Act. It allows you to consolidate all your debt obligations into one single monthly repayment, providing immediate cash flow relief and protecting your assets.
How does Instalment Consolidation benefit me?
By consolidating your debts, you gain several benefits:

  • Immediate cash flow relief.
    A single, affordable monthly instalment.
  • Significant reduction in debt repayments and interest rates.
  • Protection of your assets (house and car).
  • No more harassment calls from credit providers.
  • A structured payment plan tailored to your needs and affordability.
  • Protection against creditor legal action.
Who oversees the Instalment Consolidation process?
The process is guided by the National Credit Regulator (NCR), ensuring that it is a legal and sustainable solution for managing your debt. You will also have a dedicated, NCR-registered Debt Counsellor to assist you throughout the process.
Can Instalment Consolidation help me if I have multiple credit accounts?
Yes, Instalment Consolidation is designed to help consumers who have multiple credit accounts. It simplifies your financial management by combining all your debt obligations into one monthly payment, making it easier to keep track of your finances and stay up to date with your payments.
Will I still be able to cover my living expenses while under Instalment Consolidation?
Absolutely. The process includes a reworked budget outline that allows you to service your living costs anxiety-free. This ensures that you can manage your daily expenses while repaying your debt in a structured and affordable manner.

What Our Clients Say

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Debt Relief Consultation

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