by Carla Oberholzer | Dec 6, 2023 | Blog
The festive season is here, and you might feel the pressure to splurge on jolly goodies and once-in-a-lifetime deals. However, it’s time to embrace a money-mindful approach by saying ‘NO’ to festive FOMO and ‘YES’ to invaluable experiences so that you pave...
by Carla Oberholzer | Nov 9, 2023 | Articles, Blog
“The shopping season is in full swing with anticipated ‘discounts’ and various Black November sale frenzies going on. But if there is one thing you can do to make sure you end your 2023 year off on a high note is to reject overconsumption and, instead, practice...
by Carla Oberholzer | Sep 26, 2023 | Credit Smart
CreditSmart’s Deep Information Dive “Sixty-one percent (61%) of our 2023 ‘Financial Savvy’ survey respondents said they use their credit cards every month and lay awake stressed about their financial situations. A lower, 39%, confirmed they do not have a credit...
by Carla Oberholzer | Aug 11, 2023 | Credit Smart
“Picture this: you walk into the grocery store, expecting to find some relief from rising grocery prices since inflation is purportedly decreasing, only to be met with the same or even higher price tags. It’s frustrating and bewildering, leaving you questioning why...
by Carla Oberholzer | Aug 2, 2023 | Credit Smart
#WomensMonth2023 “With grocery prices being a continuous concern and talking point, it’s crucial for South Africans to be mindful of their spending. According to the PMBEJD Household Affordability Index, the cost of the average household food basket has increased by...