by Carla Oberholzer | May 22, 2024 | Blog
“There are conflicting opinions surrounding Debt Review, also known as Debt Counselling. And I want to make it clear: Debt Review isn’t for everyone. But, while some may give Debt Review the immediate thumbs-down due to not fully understanding the ins and outs of the...
by Carla Oberholzer | Apr 16, 2024 | Blog
“A Debt-To-Income (DTI) Ratio is the financial metric that compares your monthly debt payments to your income amount before deductions. It can show how much pressure your debt adds to your monthly budget, and it is a handy calculation for credit providers to make...
by Carla Oberholzer | Mar 18, 2024 | Articles, Blog
– Consumer Rights Awareness Month – March is, not only, your human rights reminder, but also, serves as a dedicated consumer-related awareness and educational period as highlighted by the National Credit Regulator (NCR), the Credit Ombud, and various organisations....
by Carla Oberholzer | Feb 12, 2024 | Articles, Blog
As you and your fellow South Africans await the upcoming budget speech announcements to be made by Finance Minister, Mr Enoch Godongwana, we urge you to be proactive when it comes to your financial situation and approach. By adjusting your budget accordingly and...
by Carla Oberholzer | Dec 6, 2023 | Blog
The festive season is here, and you might feel the pressure to splurge on jolly goodies and once-in-a-lifetime deals. However, it’s time to embrace a money-mindful approach by saying ‘NO’ to festive FOMO and ‘YES’ to invaluable experiences so that you pave...
by Carla Oberholzer | Nov 9, 2023 | Articles, Blog
“The shopping season is in full swing with anticipated ‘discounts’ and various Black November sale frenzies going on. But if there is one thing you can do to make sure you end your 2023 year off on a high note is to reject overconsumption and, instead, practice...