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Debt Review: “Rather Pass” or “Perfect Fit”

Debt Review: “Rather Pass” or “Perfect Fit”

“There are conflicting opinions surrounding Debt Review, also known as Debt Counselling. And I want to make it clear: Debt Review isn’t for everyone. But, while some may give Debt Review the immediate thumbs-down due to not fully understanding the ins and outs of the...
Debt-To-Income Ratio: The Lower the Better

Debt-To-Income Ratio: The Lower the Better

“A Debt-To-Income (DTI) Ratio is the financial metric that compares your monthly debt payments to your income amount before deductions. It can show how much pressure your debt adds to your monthly budget, and it is a handy calculation for credit providers to make...